I’ve been using ProPay to accept credit cards for my jewelry business for several years now.
(I don’t have any affiliation with them - I’m just a satisfied customer.)
Readers often ask me for more information on my own experience with ProPay, so I’ve written up a short ProPay Questions and Answers article to answer the three most common questions I receive on this topic:
- How do you use ProPay to take credit cards at jewelry shows and parties, especially when there is no wireless connection available?
- Have you ever had any problems with using ProPay to accept credit cards? And are you still satisfied with their service?
- I know I don’t need to have a credit card imprinter with ProPay transactions, but I want to use one anyway. Where can I get a credit card imprinter and supplies?
See my answers to these questions in my ProPay Questions and Answers article!
{ 1 comment… read it below or add one }
Thanks for the great advice generally on this site. I looked extensively into ProPay. My issue was this–they want you to conduct business under your personal name and social security number. After reading advice on this column about setting up an LLC and keeping your business account separate from your personal accounts, this seemed counterintuitive.
I spoke with the people at ProPay (they were very helpful) and found out that my personal number and name would appear on my customer’s credit card statements. Not only is this a liability issue but also defeats the purpose of being professional, establishing my “brand” business name in the market, and because so many of my customers know my company name, not my personal name, risks getting charges rejected.
Propay has good rates and if you are doing business as a sole proprietor under your social security number is probably the way to go. If you follow the business advice on this column and establish as an LLC or Inc I would advise you to be careful.